ga bank po

1. As per the news published in various newspapers,
some public sector banks are getting
fresh capital infusion as a part of the recapitalization
plan announced by the Finance
Minister in Union Budget 2010-11. How much
money was earmarked for the same ?
(1) Rs. 10,000 crore
(2) Rs. 12,000 crore
(3) Rs. 15,500 crore
(4) Rs. 16,500 crore
(5) None of these
2. As per the reports published in various newspapers,
Non-Performing Assets of the banks
have increased a little during 2009-10. What
does it indicate about the performance of the
banks during that period?
(A)Banks have not earned good profit during
the period.
(B) Banks had given some loans which became
bad loans.
(C) Banks did not make provision for such
bad loans earlier.
(1) Only (A) (2) Only (B)
(3) Only (C) (4) Only (A) & (C)
(5) Only (B) & (C)
3. The RBI has decided to introduce which of
the following systems in place of the existing
“Benchmark Prime Lending Rate System” for
charging interest on loans/advances from July
2010?
(1) Prime Asset Lending System
(2) Base Lending Rate System
(3) Net Lending Rate system
(4) Gross Lending Rate System
(5) None of these
4. One of the sources of income of banks is to
charge fee for certain services. What are
some of the services provided by the banks
for which they charge fee?
(A) Issuing Demand Drafts/Pay Orders
(B) Issue of ATM/Credit/Debit Cards
(C) Electronic Transfer of Money
(1) Only (A) (2) Only (B)
(3) Only (C) (4) All (A), (B) & (C)
(5) None of these
5. Which of the following is the full form of the
term SLR as used in the banking sector?
(1) Social Lending Ratio
(2) Statutory Liquidity Ratio
(3) Scheduled Liquidity Rate
(4) Separate Lending Rate
(5) None of these
6. As per the news published in a major newspaper,
profits of a major private bank in the
4th quarter of the year increased by 35% as
the bank decided to keep a tight control on
the cost. What are some of the ways by which
the banks can control, the cost ?
(A)By lowering down the interest rates on deposits
(B) By bringing down the operating expenses
(C) By reducing the interest rates on the credit
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A), (B)&. (C)
(5) None of these
7. As we all know, the major source of income
of the banks is lending money (providing
credit) and earning interest on it. In normal
circumstances, the demand of the credit
comes mainly from which of the following
sectors ?
(A) Personal Loans
(B) Priority Sector Lending & Bailout Packages
(C) Project Finance
(1) Only (A)
(2) Only (B)
(3) Only(C)
(4) All (A), (B)& (C)
(5) None of these
8. The set of directive principles issued by the
Central Bank of a country or the process
adopted by into control the supply of money,
availability of money, cost of money and rate
of interest, etc in order to bring stability and
growth of the economy” are commonly known
as
(1) Monetary policy of the Central Bank of the
country
(2) Budget of the Government
(3) Profit & Loss Account
(4) Business Policy of the Bank
(5) None of these
9. As per the news in some major newspapers,
‘Kawasaki’ has established an Indian unit to
manufacture its products locally. What is the
product of the Kawasaki?
(1) Luxury cars
(2) Motorcycles
(3) Tractors
(4) Power tillers & agricultural equipments
(5) None of these
10. The Prime Minister of India was recently on a
visit to Bhutan. He went there for which of the
following purposes?
(1) To attend SAARC Summit
(2) To attend the CHOGM
(3) To inaugurate the first nuclear power plant
of Bhutan made with the help of India
(4) He was to attend the 50th Independence
Day of Bhutan as Chief Guest
(5) None of these
11. As per the news published in some newspapers,
some Indian business houses are willing
to import Uranium from Australia. But due
to certain regulatory issues, this is not possible
for them. What is are these regulatory
problems particularly those which govern the
import/ export of Uranium like materials?
(A) India has a special agreement with USA
which does not allow India to import such radio
active materials from anywhere else
(B) India is not a signatory of Non Proliferation
Treaty. Hence, it cannot import Uranium
from Australia or other such countries.
(C) As per WTO rules, the export/import of
radioactive material in its raw form is not allowed
as it creates health hazards.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A), (B)& (C)
(5) None of these
12. Many banks have launched floated their subsidiaries
which are fully owned by them.
Banks launch subsidiaries normally for which
of the following businesses ?
(A) Home Loan Business
(B) To sell Insurance Policies
(C) To control Online Operations or Internet
Banking business
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) All (A), (B) & (C)
(5) None of these
13. In one of his speeches, Dr. Pranab Sen said
that there is no firm indication of sustainable
recovery of India’s economy. Who is Dr.
Pranab Sen ?
(1) He is Chief Statistician of India
(2) He’ is Chief Economist of RBI
(3) He is the Deputy Chairman of the Planning
Commission of India
(4) He is the Foreign Secretary of India
(5) None of these
14. When the common people of a nation start
getting very high salary or wages, the. consumption
of the goods like eatables and white
goods, also start increasing.. This situation
brings which of the following types of inflation
in the economy?
(A) Cost push inflation
(B) Demand pull inflation
(C) Low inflation
(1) Only (A) & (C) (2) Only (B)
(3) Only (C)
(4) All (A), (B) & (C)
(5) Only (A)
15. When the Reserve Bank says that the Rupee
is over-valued, it means
(1) RBI has shortage of hard currency and it
has to order for printing of new notes to the
press concerned.
(2) Rupee is appreciating against other currencies
whereas other currencies are weakening
against US Dollar.
(3) Money is locked in banks and people do
not have enough to make their day-to-day
purchases. It is a strategy which brings the
inflation down.
(4) More and more people are selling their
stocks. As a result stock market may crash,
Career Makers 19 January 2011, Volume: 01
as there is no hard cash for such voluminous
transactions.
(5) None of these
16. Which of the following public sector banks has
the largest number of branches in foreign
countries ?
(1) Bank of India
(2) Bank of Baroda
(3) Punjab National Bank
(4) Corporation Bank
(5) None of these
17. As per the news in some major newspapers,
Tata Group of Industries has launched a joint
venture in some countries which is planning
to generate power by “the energy of the heat
of the earth”. Energy generated through this
method is technically known as
(1) Hydro-thermal energy
(2) Natural power energy
(3) Geo-thermal energy
(4) Solar energy
(5) None of these
18. Which of the following is now a Fundamental
Right of every child in India?
(1) To get a unique identity card as a proof of
citizenship.
(2) To get a free medical aid in any hospital in
India, private or government.
(3) To get enough food to survive even without
any parental support.
(4) To get elementary education.
(5) All of these
19. “Higher provisioning dragged the profits of the
4th quarter of some banks” was the news in
some major newspapers. This means that the
bank
(1) had many NPAs
(2) had no NPA
(3) was in great loss
(4) was not able to earn any profit last year
(5) None of these
20. Which of the following agencies/ organizations
has proposed to impose Global Taxes
on all the banks? (The issue was discussed
in the meeting of the G-20 nations held recently.)
(1) IMF (2) WIO
(3) World Bank
(4) Federal Reserves of U.S.A.
(5) None of these
21. As we see every day, many Indian banks are
in close competition to open their branches/
offices in various countries. What benefit will
the Indian economy have if banks open
branches in a foreign country ?
(A) It will bring substantial economic benefits
to India and also to the countries where
branches will be opened.
(B) It will help in smooth inflow of FDI, long
term capital inflow and also technical knowhow
to India.
(C) It will give better opportunities to Indians
to visit foreign nations and get better facilities
like education, medical treatment, etc.
(1) Only (A) (2) Only (B)
(3) Only (C) (4) Only (A) & (B)
(5) All (A), (B) & (C)
22. As we all know, RBI recently hiked the CRR
by 0.25 basis points. What immediate impact
will it have on the functioning of banks?
(A) Banks will have to lock some additional
fund with the RBI without any income generation
to the banks on these funds.
(B) Banks will have to raise their capital base
by bringing IPO’s or by taking money from
the Government of India.
(C) Banks will have to give more funds to priority
sectors and less to corporate sector.
(1) Only (A) (2) Only (B)
(3) Only (C) (4) All (A), (B) & (C)
(5) None of these
23. Which of the following is not the name of a
Chemical Fertilizer?
(1) Urea
(2) Murate of Potash
(3) Di ammonium Phosphate
(4) Sodium Sulphate
(5) All are fertilizers
24. The Securities & Exchange Board of India
(SEBI) has asked all FIIs to divulge the structure
of their offshore entities. What purpose
will it serve ?
(A) To identify if there is any flow of funds from
some questionable sources
(B) To know how much money FIIs are planning
to invest in India in 2010-11
(C) To forecast the possibility of any financial
crisis in near future.
(1).Only (A) (2) Only (B)
(3) Only (C) (4) All (A), (B) & (C)
(5) None of these
Career Makers 20 January 2011, Volume: 01
25. Which of the following schemes is to be
launched by the Government of India with an
initial fund of Rs. 100 crores?
(1) Mahila Kisan Sashaktikaran Pariyojana
(2) Backward Region Grant Fund
(3) Scheme for Women. and Child Development
(4) Sabke Liye Swasthya Yojana
(5) None of these
26. Government of India is making special .efforts
to bring second ‘Green Revolution’ in a
particular region of the country. Which is that
region?
(1) Central India
(2) Vidharbha Region
(3) Eastern and North Eastern States
(4) Rajasthan
(5) Orissa
27. Which of the following programmes has been
launched by the “Ministry of Food and Civil
Supplies” of the Government of India ?
(1) Mid-Day Meal Scheme
(2) Wheat-based Nutrition Programme
(3) Public Distribution System
(4) Annapurna Scheme
(5) None of these
28. Which of the following is a sort of Poverty
Eradication Programme of the Government
of India, specially designed for rural areas?
(1) Self Help Group
(2) Antodaya Anna Yojana
(3) Social Security for Agricultural & Unorganized
Labor
(4) Enforcement of Minimum Wages
(5) None of these
29. What is the contribution of the agriculture and
allied activities in the total GDP of the country?
(1) 4% (2) 8%
(3) 12% (4) 23%
(5) 17%
30. ‘Project Tiger’ is. a scheme launched by the .
(1) Government of Gujarat & Madhya Pradesh
(2) Government of India
(3) United Nations Wild Life fund
(4) Society for Prevention of Cruelty to Animals
(SPCA)
(5) None of these
31. In each rupee earned by the Government of
India, how many paisas come from the tax
collections or receipts?
(1) 29 p. (2) 33 p.
(3) 50 p. (4) 71 p.
(5) None of these
32. Which of the following is not the abbreviated
name of a scheme launched for watershed
developments in India?
(1) DPAP (2) DDP
(3) VHNDs (4) IWDP
(5) Hariyali
33. Government of India has allocated a special
package of central assistance of Rs. 12,000
crores for the drought mitigation in which of
the following areas of the country ?
(1) Bikaner in Rajasthan
(2) Kalahandi in Orissa
(3) Bundelkhand
(4) Vidarbha
(5) None of these
34. Which of the following schemes of the Government
of India is associated with the health
sector ?
(1) NRDP (2) IRDP
(3) ASHA (4) Bharat Nirman
(5) All of these
35. The per capita income on current prices in
India is Rs.
(1) 20,000
(2) 25,000
(3) 30,000
(4) 37,000
(5) 50,000
36. Which of the following terms is not used in
the game of Football?
(1) Back Heel (2) Far Post
(3) Toe Poke (4) Out Swinger
(5) Love
37. Which of the following teams won the 58th
National Volleyball Championship Tournament
held in January 2010?
(1) Karnataka (2) West Bengal
(3) Delhi (4) Kerala
(5) Tamil Nadu
38. The Population Stabilization Scheme
launched by the Government of India is
named
(1) Prerna (2) Sthapana
(3) Unmesh (4) Aaradhana
(5) None of these
Career Makers 21 January 2011, Volume: 01
39. World Day for Water is observed on whic4 of
the following days?
(1) 22nd May (2) 22nd April
(3) 22nd March (4) 20th March
(5) 20th April
40. Which of the following awards is given by the
Government of India?
(1) Kalinga Prize
(2) Oscar Awards
(3) Man Booker Prize
(4) Pulitzer Prize
(5) Jawaharlal Nehru Award for International
Understanding
41. Who amongst the following is the Nobel Prize
Winner for Literature for 2009?
(1) Barack Obama
(2) Venkatraman Ramakrishnan
(3) Herta Muller
(4) V S. Naipacl
(5) None of these
42. A.R. Rahman is not associated with which of
the following films?
(1 )Ghajini
(2) Rock Star
(3) Slumdog Millionaire
(4) Fashion
(5) Raavan
43. The third permanent research centre being
built in Antarctica is named
(1) Parilttama
(2) Rohinii
(3) Bharati
(4) Himalaya
(5) None of these
44. Lin Dan whose name was in the news recently
is a famous
(1) Lawn Tennis player
(2) Badminton Player
(3) Golf player
(4) Footballer
(5) None of these
45. Who amongst the following is the author of
the book “Many Lives Many Masters”?
(1) Robin Cook
(2) Briyan Viz
(3) L.K. Advani
(4) Admiral Vishnu Bhagwat
(5) None of these
46. Who amongst the following is not a Padma
Shri Award winner?

(1) Virender sehwag
(2) Saif Ali Khan
(3) Pt. Ulhas Kashalkar
(4) Abhishek Bachchan
(5) Saina Nehwal
47. Which of the following countries won the under-
19 World Cup Cricket Finals held in
2010 ?
(1) Bangladesh
(2) India
(3) New Zealand
(4) Pakistan
(5) Australia
48. Lt. General VK. Singh is the
(1) new Lt. Governor. of Delhi
(2) new Lt. Governor of Chandigarh
(3) new Chief of Armed Forces
(4) Governor of Rajasthan
(5) None of these
49. Who amongst the following is the recipient of
the prestigious Dada Saheb Phalke Award
announced recently ?
(1) Javed Akhtar
(2) GuIzar
(3) Rajesh Khanna
(4) Dev Anand
(5) None of these
50. Who amongst the following is adjudged as
“European Footballer of the Year 2009? ?
(1) Christiano Ronaldo
(2) Lionel Messi
(3) Thierry Henry
(4) Michael Owen
(5) None of these






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